Applying online is easy, simply:

• Complete the application form below
• Upload your business plan
• Upload your Memorandum and Articles of Association or Society Rules

Please note it is essential to include your Memorandum and Articles of Association/Society Rules because we only make loans to democratically owned and controlled organisations.

Your business plan should include:

• A full description of proposed activities
• Membership, constitution and management structure
• Two years’ projections of profit and loss accounts, balance sheets and cash flows
• Overall finance requirements and any other proposed sources of finance
• Audited/annual accounts for three years for established businesses

The business appraisal is undertaken by Co-operative & Community Finance. This includes a visit to the business to meet the people involved and a detailed discussion of plans before a decision is taken.

Fill in the form below, or download an application form and post it to us together with your business plan and Memorandum and Articles of Association.